Proper Insurance: A Comprehensive Short-Term Rental Insurance Solution
Proper Insurance is a leading provider of short-term rental insurance. It offers a comprehensive policy that covers a wide range of risks, including:
- Property damage
- Business income loss
- Commercial general liability
Proper Insurance is also known for its excellent customer service and easy-to-use online platform. Customers can get a quote and purchase a policy in minutes, and they can file claims online or by phone.
Benefits of Proper Insurance for Short-Term Rental Property Owners
There are many benefits to choosing Proper Insurance for your short-term rental property, including:
- Comprehensive coverage: Proper Insurance covers a wide range of risks, so you can be confident that your property is protected.
- Competitive rates: Proper Insurance offers competitive rates on its short-term rental insurance policies.
- Easy to use: Proper Insurance’s online platform makes it easy to get a quote, purchase a policy, and file a claim.
- Excellent customer service: Proper Insurance is known for its excellent customer service. Customers can get help with their policies and claims quickly and easily.
Short-term rental insurance: What you need to know
Short-term rental properties, such as those listed on Airbnb and Vrbo, have become increasingly popular in recent years. However, short-term rental property owners face unique risks that may not be covered by traditional insurance policies.
One of the biggest risks is liability. If a guest is injured on your property or if they damage your property, you could be held liable. Traditional homeowners insurance policies typically exclude short-term rentals, so you would need to purchase a separate commercial liability policy.
Another risk is property damage. Short-term rental properties are often used by multiple guests throughout the year, which increases the risk of damage. Traditional homeowners insurance policies may not provide adequate coverage for short-term rental properties.
Proper Insurance is a company that specializes in short-term rental insurance. Proper Insurance offers comprehensive coverage that includes:
- Building and contents coverage: This covers damage to your property, including the building and its contents.
- Business income protection: This covers lost income if your property is damaged and you are unable to rent it out.
- Commercial general liability: This protects you from liability claims if a guest is injured on your property or if they damage your property.
If you own a short-term rental property, it is important to have the right insurance coverage. Proper Insurance can help you protect your investment and your guests.
Here are some additional tips for short-term rental property owners:
- Make sure your property is safe and well-maintained. This includes having working smoke detectors and carbon monoxide detectors, as well as making sure that all electrical wiring and plumbing is in good condition.
- Screen your guests carefully. You can use a service like Airbnb’s Verified ID to verify your guests’ identities.
- Have a clear rental agreement in place. This agreement should outline the terms of the rental, including the guest’s responsibilities and your responsibilities.
- Purchase short-term rental insurance. Proper Insurance is a good option for short-term rental property owners because it offers comprehensive coverage at a competitive price.
How to Get a Quote from Proper Insurance
Getting a quote from Proper Insurance is easy. Simply visit the Proper Insurance website and enter your property address and other relevant information. Proper Insurance will then provide you with a quote for short-term rental insurance coverage.
How to File a Claim with Proper Insurance
If you need to file a claim with Proper Insurance, you can do so online or by phone. To file a claim online, simply visit the Proper Insurance website and log in to your account. To file a claim by phone, call Proper Insurance customer service at 888-631-6680.
Overall, Proper Insurance is a good option for short-term rental property owners because it offers comprehensive coverage, competitive rates, and excellent customer service.
Here are some additional benefits of Proper Insurance:
- Proper Insurance is available in all 50 states.
- Proper Insurance offers a variety of discounts, including discounts for bundling multiple policies and for installing safety features in your property.
- Proper Insurance is financially strong. It has an A+ rating from the Better Business Bureau and an A- rating from A.M. Best.
If you are a short-term rental property owner, I encourage you to get a quote from Proper Insurance. You may be surprised at how affordable and comprehensive their coverage is.
